Zone Zero · City of Los Angeles

Zone Zero Assistance in Los Angeles

You may not have to pay for Zone Zero compliance alone. The California Wildfire Mitigation Program, LA-area fire safe councils, and the Safer from Wildfires insurance framework can offset the cost of hardening your first five feet, and some savings continue every year.
The Funding Sources

Three places the money comes from

None of these require you to wait for a disaster. They exist to pay for exactly the kind of work Zone Zero requires.

California Wildfire Mitigation Program

The state's home-hardening assistance program, built to help homeowners fund retrofits like ember-resistant zones. Funding phases target high-risk communities. Availability varies by cycle, so ask early.

LA-area fire safe councils

Local councils across LA's hillside communities run chipping days, free assessments, and periodic grant programs for vegetation removal: the core of Phase 1 work.

Safer from Wildfires discounts

California's insurance framework requires participating insurers to offer discounts for verified hardening, including a compliant first five feet. Unlike a grant, this one pays you back every single year.

Repeats annually
FREE ASSESSMENT costs nothing SCOPE OF WORK what your parcel needs STATE MITIGATION GRANT by funding cycle FIRE SAFE COUNCIL HELP chipping days · Phase 1 grants INSURANCE DISCOUNT repeats every year FREE ASSESSMENT costs nothing SCOPE OF WORK what your parcel needs STATE MITIGATION GRANT by funding cycle FIRE SAFE COUNCIL HELP chipping days · Phase 1 grants INSURANCE DISCOUNT repeats every year one scope of work, three doors to knock on
One assessment, three doors. The scope of work from a free assessment is the document every program on this page wants to see.
The Strategy

How to stack the Zone 0 savings

1

Start with the free assessment. Know exactly what your property needs before you apply for anything. Programs fund specific work, not vague intentions.

2

Do Phase 1 first. Clearing mulch and dead vegetation is the cheapest compliance step and often qualifies for council help, and it's the deadline that arrives first.

3

Document everything. Photos, receipts, and contractor invoices are what convert finished work into insurance discounts under Safer from Wildfires.

See exactly what Phase 1 requires →
Common Questions

Assistance questions, answered

Is there money available right now?

It moves in cycles. The California Wildfire Mitigation Program funds communities in phases, and fire safe council grants open and close through the year. The reliable constant is the insurance discount, available as soon as your hardening is verifiable.

Do insurance discounts apply automatically?

No. You have to document the work and file with your insurer under the Safer from Wildfires framework. Keep contractor invoices and before/after photos.

I'm a renter, or a landlord. Who pays?

Zone Zero compliance falls on the property owner. Landlords with hillside rentals should treat Phase 1 as a maintenance line item now, before deadline-year contractor pricing arrives.

Find out what your five feet cost, and what's covered

Start with the free assessment. You'll get a scope of work you can take to any program on this page.